THE BLOG

Finance insights for SME’s

International payments · 5 min read

Understanding the difference between SWIFT and BIC codes

Elena Tankovski 22 January 2026

When conducting international trade, and in some instances also domestic payments, you might have come across the terms “SWIFT code” and “BIC code”. We give you a thorough overview and explain how people and businesses can conduct international transactions with and without the SWIFT / BIC code.

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