THE BLOG

Finance insights for SME’s

International payments · 5 min read

Understanding the difference between SWIFT and BIC codes

Elena Tankovski 22 January 2026

When conducting international trade, and in some instances also domestic payments, you might have come across the terms “SWIFT code” and “BIC code”. We give you a thorough overview and explain how people and businesses can conduct international transactions with and without the SWIFT / BIC code.

Editor’s choice

International payments 5 min read

Understanding the difference between SWIFT and BIC codes

When conducting international trade, and in some instances also domestic payments, you might have come across the terms “SWIFT code” and “BIC code”.

Elena Tankovski

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Keeping track of spendings becomes more difficult the bigger your company becomes. If different departments or individual employees subscribe to a wide range of online services and tools, keeping track of all expenses is almost impossible without the proper infrastructure.

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Top business debit cards for travel in 2026: Unveiling the advantages

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THE BLOG

Finance insights for SME’s

Understanding the difference between SWIFT and BIC codes

Editor’s choice

Understanding the difference between SWIFT and BIC codes

How a virtual card for subscriptions optimises your subscription management strategy

Top business debit cards for travel in 2026: Unveiling the advantages

Top Qonto alternatives in 2026

Best high interest business accounts of 2026

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Top accounting software trends: 2026 and future

What is accounting software integration: Purposes and benefits

Currency Holidays 2026

Company debit & credit card comparison 2026: Top providers ranked

ABA Routing Number: What is it and when is it required?

Swiss Banks’ Foreign Exchange Rate Comparison (November 2025)

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