How do the association conditions get applied?

During onboarding you are asked how you heard about amnis. Choose the Swiss Biotech Association. That entry is what links your account to the partnership, so we can waive the monthly subscription and set your FX margin to 0.3%. If you have already started an application and missed the field, tell your onboarding contact and we will correct it before your account goes live.

Which currencies and payment rails do you cover?

More than 20 currencies including CHF, EUR, USD, GBP, CZK, and DKK, with local networks in the EEA, the UK, the US, and Canada, SEPA Instant, and SWIFT worldwide. For most biotech companies the important pair is local USD and local GBP, which lets you pay a US CRO or receive a UK milestone as a domestic payment rather than a wire. See international payments for the full list of rails.

Is amnis regulated, and where is our money held?

amnis was founded in Zurich in 2014 and operates as a licensed European payment institution, supervised by the FMA. Client funds are safeguarded at the Central Bank of Luxembourg and ERSTE Bank Group rather than used on our own balance sheet. More than 5,000 businesses in over 50 countries run part of their treasury on the platform.

Can one person manage several group entities?

Yes, and this is the part most biotech CFOs use hardest. One login gives you every entity you administer, with group-level balances on your multi-currency accounts, cross-entity sweeps to the parent, free intragroup transfers, and multi-step approval routing so a lean finance team still keeps four-eyes control.

How long does biotech treasury onboarding take?

Registration takes about ten minutes and account opening is self-service – no branch visit and no implementation project. Timing after that depends on how quickly your compliance documents come together; for a Swiss AG with clean documentation it is usually days rather than weeks. Additional currency accounts open in two clicks once you are live.

The amnis business multi-currency account

SWISS BIOTECH ASSOCIATIONPartner

Biotech treasury, without changing your bank

Swiss Biotech Association members get amnis with no monthly fee and an FX margin of 0.3% instead of 0.4%.

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Member conditions

What Swiss Biotech Association members pay

Two conditions, agreed for the association and applied from the day your account opens. Everything else in your biotech treasury setup is the same as for every other amnis client.

FX margin on every exchange

0.4% → 0.3%

Spot exchanges, forwards, and limit orders across all 20+ currencies – 24/7, with no weekend surcharge.

Monthly subscription

CHF 19 → CHF 0

Normally CHF 19 per month, waived for association members. No onboarding charge and no implementation project either.

Conditions apply to members of the Swiss Biotech Association who name the association during onboarding. FX transactions below CHF 10,000 carry an additional margin of 1%. See the three steps below.

What you get

The four parts of biotech treasury that Swiss biotech finance teams use most.

Multi-currency accounts

Local USD and GBP accounts with IBANs in your company name – open in two clicks, no SWIFT fees.

Corporate FX

0.3% for association members, 24/7 and self-service. Lock a rate with a forward or a limit order.

Multi-company view

Swiss parent, US Inc, and UK Ltd in one login. Group balances, sweeps, and free intragroup transfers.

Cards

Physical and virtual cards at 0% FX, issued instantly. Per-card limits and receipts into your accounting.

What that adds up to

The four numbers Swiss biotech finance leads quote back to us after the first quarter.

1–2%

Saved on every transfer

A hausbank spread of 1–2% versus 0.3% on corporate FX. On a CHF 4m foreign-currency burn that is real runway.

2 clicks

To a local IBAN

Opening a multi-currency account for a new US or UK entity takes minutes, not the one to two months a bank needs.

FX markup on card spend

Conferences, clinical sites, and software subscriptions abroad on multi-currency cards – weekends included.

1 login

For the whole group

Every entity, every currency, one consolidated view – and free international payments between your own companies.

How to claim your association conditions

Three steps, about ten minutes. The middle one is the one that matters – it is how we know to apply the biotech treasury conditions agreed with the association.

Open your account

Name the association

When onboarding asks how you heard about amnis, choose the Swiss Biotech Association. This is what applies the 0.3% margin.

How did you hear about us?

Swiss Biotech Association

We confirm and you start

We verify your membership, confirm the conditions in writing, and hand you over to a Swiss-based contact. Your first exchange can happen the same day.

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With amnis we cut our international payment fees by over 50% and save around €25,000 per year, thanks to local accounts eliminating SWIFT and FX costs. That’s money we can reinvest into our business.

Lucien Lesuis

CFO, Charterama

Biotech treasury questions from association members

The questions Swiss biotech finance leads ask most often before opening an account.

No. amnis is designed to sit alongside your existing bank, not replace it. Most biotech clients keep their hausbank for the relationship, credit lines, and the comfort of investors and auditors, and route foreign-currency payments, exchanges, and card spend through amnis. Your biotech treasury runs on amnis; the banking relationship stays exactly where it is, and nothing about your accounting setup has to change either.

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Ready to put your association conditions to work?

Move your biotech treasury onto amnis in an afternoon. Open an account, name the Swiss Biotech Association at onboarding, and start exchanging at 0.3% with no monthly fee.

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