Margin relief · for Swiss mid-sized companies

Where are you losing the most margin right now?
Calculate your annual savings.

Swiss mid-sized companies lose an average of 1.32% of their foreign revenue every year to unnecessary fees. Calculate how much you can save on FX fees with amnis – no need to switch banks, and your first three months are on us.

Claim 3 months free

Your key figures

Today with your bank
CHF 117’750
1.57% FX spread
With amnis
CHF 18’750
Best-price FX · 0% card
Your savings per year
CHF 99’000
Source: amnis FX model CH 04/2026
Typical margin lift in your industry: +16.5%

Margin relief

3 free months at just 0.20% FX margin.

Submit the form and you’ll receive your personal promo code for three free months. During that time you’ll handle all your currency exchange at just 0.20% FX margin – instead of around 1.57% at your bank – and pay 0% on the card, even at the weekend. No need to switch banks. Let us know where the biggest challenge for your business lies right now, so we can show you the right next steps.

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Why we built this.

Michael Wüst, founder & CEO of amnis · Zurich, since 2014. “Squeezed twice. And what we are doing about it.”

The two fees that cost Swiss mid-sized companies margin every year

What a mid-sized company pays – and what a large corporation pays – is not the same. Behind your number in the calculator are two levers your bank turns – tighten both, and you save on FX fees every month.

Exchange rate
Lever 1 · The exchange rate

Up to 6× more expensive than a large corporation

Large corporation (wholesale)~0.1%
Bank1.57%
amnis0.20%

Every foreign transaction loses margin in the spread. How currency exchange works at amnis →

Card
Lever 2 · The card

Zero per cent – even at the weekend

Bank card3–5%
amnis card0%

Every foreign card payment adds a second fee on top. The amnis business debit card →

Michael Wüst, founder and CEO of amnis, helping Swiss mid-sized companies save on FX fees
“This is the structural margin gap that almost nobody talks about.”
– Michael Wüst, founder & CEO of amnis

Source: amnis market analysis CH 04/2026 · bank average 1.57% FX spread.

How to save on FX fees – transparent and easy to follow

The calculator shows what it really means to save on FX fees for your business. The logic is simple: we multiply your annual revenue by your FX share – the proportion you turn over in foreign currency – and compare the average bank margin of 1.57% with the amnis spread of 0.25%. The difference of 1.32 percentage points is your annual saving on every franc of foreign revenue. Our list price is 0.20% – in the savings model we deliberately use a more conservative 0.25% so as not to overstate your potential. Card fees of 3–5% are added on top for many mid-sized companies – at amnis they are zero per cent, even at the weekend.

The industry benchmarks come from the amnis FX model CH 04/2026, which combines public insolvency and revenue data with anonymised FX data from more than 5,000 mid-sized company customer files. There is no complete public industry study for Swiss net margins; mechanical engineering and MEM are based on Swissmem figures, the remaining margins on the Damodaran dataset. This is an internal model, not an independent third-party study – the inputs are fully adjustable so you can run the numbers with your own figures.

Want to know more precisely? A multi-currency business account with amnis turns the benchmark into a real number – based on your actual payment flows.

5,000+
business customers
€5 bn+
annual volume
Protected
Client funds at the Banque centrale du Luxembourg

Inspired by professional trading software – simplified for mid-sized companies

With amnis features you can avoid the high, opaque fees charged by financial intermediaries. At amnis, you stay in full control of your currency exchange.

Learn more

In the news

What the business press writes about the structural margin gap facing Swiss mid-sized companies.

ArticleMarket
Pourquoi les PME suisses sont systématiquement désavantagées par le taux de change
28 May 2026Read →
ArticleAllnews
Taux de change et PME suisses: l’écart de marge structurel dont presque personne ne parle
27 May 2026Read →

More coverage to follow · to the press room →

About amnis

amnis is a Swiss-regulated financial technology company offering multi-currency banking, payments, and currency exchange for European businesses. Founded in 2014 and headquartered in Zurich, amnis serves more than 5,000 businesses across over 30 European markets.

Bring in amnis – win back your margin.

Your number is already in. Now it is time to save on FX fees: just 0.20% FX margin instead of 1.57%, 0% on the card – with no need to switch banks.