Swiss Banks’ Foreign Exchange Rate Comparison (April 2026)

Swiss banks charge on average 1.59% for currency exchange.
In some cases 4 to 5 times more than amnis.

Small and medium-sized companies are often unaware that high exchange rate mark-ups are hidden in the standard industry exchange rates. amnis is committed to transparent conditions and, thus, regularly conducts a Swiss bank exchange rate comparison by analyzing the fees included in banks’ foreign exchange rates.

The chart below shows a comparison of the fees included in the exchange rates for a currency exchange of max. CHF 50’000:

Swiss banks charge between 1 and 2.15 percent for currency exchange. amnis, on the other hand, offers fair and transparent conditions to SMEs. The highest fee of amnis is 0.40%. The solution is therefore already worthwile for low annual volumes. With our “Essential” or “Professional” plans, the fee is 0.30% and 0.20% respectively. Moreover, all foreign currency accounts are included in the amnis starter package and available free of charge.

Know your fx saving potential

SMEs that regularly exchange foreign currencies can save with amnis often more than 1.1% of the total CHF amount exchanged. Hence, a company with a monthly FX volume of CHF 50,000 can already save more than CHF 7,000 per year.

Additionally, you can create transparency and, most probably, save some money by following three simple steps:

• Never exchange currencies by means of standard account transfers. This can cost you up to 2.5% of the amount exchanged.
• Know your costs! Find out the margins and fees included in your exchange rates.
• Compare the various conditions and services (comparison of Swiss providers).

More tips on how to optimise foreign exchange in SMEs can be found in this article.

amnis WebApp combines all the tools you need for optimising international money transfer and currency exchange. Pay with your multi-currency business debit card anywhere in the world and send and receive international payments without any hidden fees. Bank opening hours no longer play a role. You can access our platform whenever you want and change currencies even on weekends – 24/7. Create your free demo account, it only takes 30 seconds, and test the WebApp as long as you wish:

Elena Tankovski · Content Marketing Manager

As Senior Content Writer at amnis, Elena transforms complex financial and banking topics into clear, insightful content for SMEs. She focuses on areas such as the FX market, international payments, cross-border business operations, and regulatory updates - ensuring companies have access to reliable and easy-to-understand guidance.

With a strong background in research and communication, Elena plays a key role in helping businesses stay informed, make smarter decisions, and navigate the evolving world of international finance.