{"id":87906,"date":"2026-06-16T14:50:12","date_gmt":"2026-06-16T14:50:12","guid":{"rendered":"https:\/\/amnistreasury.com\/?page_id=87906"},"modified":"2026-07-21T16:02:50","modified_gmt":"2026-07-21T16:02:50","slug":"margin-relief-get-started-deutschland","status":"publish","type":"page","link":"https:\/\/amnistreasury.com\/de\/margin-relief-get-started-deutschland\/","title":{"rendered":"Margin Relief: Ihre drei Gratismonate einl\u00f6sen"},"content":{"rendered":"\n<style>\n\n:root{\n  --amnis-blue:#3333FF; --amnis-navy:#1A1A2E;\n  --amnis-grey-bg:#F5F5F7; --amnis-grey-border:#E8E8ED; --amnis-grey-text:#6B6B80;\n  --radius-sm:6px; --radius-md:10px; --radius-lg:16px; --radius-pill:9999px;\n  --ease-out:cubic-bezier(0.16,1,0.3,1); --duration-normal:250ms;\n  --shadow-sm:0 0 0 1px rgba(15,62,130,0.10),0 1px 2px rgba(15,62,130,0.05),0 2px 4px rgba(15,62,130,0.05);\n  --shadow-lg:0 0 0 1px rgba(15,62,130,0.10),0 2px 4px rgba(15,62,130,0.05),0 5px 8px rgba(15,62,130,0.05),0 10px 18px 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14px;background:rgba(51,51,255,.28);color:#fff;border-radius:var(--radius-pill);font-size:.8rem;font-weight:700;}\n@media(max-width:900px){.mr-hero-grid{grid-template-columns:1fr;gap:32px;}.mr-hero .mr-sub{max-width:100%;}}\n@media(prefers-reduced-motion:reduce){.mr-hero .mr-jump{transition:none;}}\n<\/style>\n<section class=\"mr-hero\">\n  <div class=\"mr-wrap\">\n    <div class=\"mr-hero-grid\">\n      <div>\n        <span class=\"mr-eyebrow\">Margin Relief \u00b7 f\u00fcr den deutschen Mittelstand<\/span>\n        <h1>Wo verlieren Sie aktuell am meisten Marge?<br>Berechnen Sie Ihre j\u00e4hrliche Ersparnis.<\/h1>\n        <p class=\"mr-sub\">Der deutsche Mittelstand verliert auf jedem Euro Nicht-EUR-Umsatz rund 1,25 % an unn\u00f6tigen FX-Geb\u00fchren. Berechnen Sie jetzt, wie viel Sie mit amnis sparen k\u00f6nnen \u2013 ohne Bankwechsel und mit drei Monaten auf uns.<\/p>\n        <div class=\"mr-cta-row\"><a href=\"#mr-form\" class=\"mr-jump\">3 Monate sichern<\/a><\/div>\n      <\/div>\n      <div class=\"mr-calc\" id=\"mr-calc\">\n        <h2>Ihre Eckdaten<\/h2>\n        <div class=\"mr-field\">\n          <label for=\"mr-industry\">Branche<\/label>\n          <select id=\"mr-industry\">\n            <option value=\"maschinenbau\">Maschinenbau &amp; MEM<\/option>\n            <option value=\"automobil\">Automobil-Zulieferer<\/option>\n            <option value=\"chemie\">Chemie &amp; Pharma<\/option>\n            <option value=\"it\">IT-Dienstleistungen &amp; Software<\/option>\n            <option value=\"grosshandel\">Gro\u00dfhandel &amp; Import\/Export<\/option>\n            <option value=\"bau\">Bau &amp; Zulieferer<\/option>\n            <option value=\"sonstige\">Sonstige<\/option>\n          <\/select>\n        <\/div>\n        <div class=\"mr-field\">\n          <label for=\"mr-rev\">Jahresumsatz <span class=\"mr-val\" id=\"mr-rev-d\">EUR 8 Mio.<\/span><\/label>\n          <input type=\"range\" id=\"mr-rev\" min=\"1\" max=\"100\" step=\"0.5\" value=\"8\">\n        <\/div>\n        <div class=\"mr-field\">\n          <label for=\"mr-fxq\">FX-Quote (Auslandsanteil) <span class=\"mr-val\" id=\"mr-fxq-d\">81 %<\/span><\/label>\n          <input type=\"range\" id=\"mr-fxq\" min=\"0\" max=\"100\" step=\"5\" value=\"81\">\n        <\/div>\n        <div class=\"mr-field\">\n          <label for=\"mr-neur\">Nicht-EUR-Anteil <span class=\"mr-val\" id=\"mr-neur-d\">62 %<\/span><\/label>\n          <input type=\"range\" id=\"mr-neur\" min=\"0\" max=\"100\" step=\"5\" value=\"62\">\n        <\/div>\n        <div class=\"mr-out\">\n          <div class=\"mr-out-cards\">\n            <div class=\"mr-oc hb\"><div class=\"l\">Heute bei der Hausbank<\/div><div class=\"v\" id=\"mr-hb\">EUR 60.264<\/div><div class=\"n\">1,50 % FX-Spread<\/div><\/div>\n            <div class=\"mr-oc am\"><div class=\"l\">Mit amnis<\/div><div class=\"v\" id=\"mr-am\">EUR 10.044<\/div><div class=\"n\">Bestpreis-FX \u00b7 0 % Karte<\/div><\/div>\n          <\/div>\n          <div class=\"mr-save\">\n            <div class=\"l\">Ihre Ersparnis pro Jahr<\/div>\n            <div class=\"v\" id=\"mr-saving\">EUR 50.220<\/div>\n            <div class=\"n\">Quelle: amnis FX-Modell DE 04\/2026<\/div>\n            <div class=\"lift\" id=\"mr-lift\">Typischer Margin-Lift in Ihrer Branche: +14,0 %<\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<script>\n(function(){\n  var ind={maschinenbau:{rev:8,fxq:81,neur:62,lift:14.0},automobil:{rev:15,fxq:70,neur:65,lift:16.3},chemie:{rev:12,fxq:63,neur:55,lift:8.7},it:{rev:3,fxq:30,neur:50,lift:3.4},grosshandel:{rev:8,fxq:55,neur:60,lift:27.5},bau:{rev:6,fxq:15,neur:45,lift:2.1},sonstige:{rev:8.7,fxq:52,neur:56,lift:null}};\n  var HB=0.0150, AM=0.0025;\n  function eur(n){return 'EUR '+Math.round(n).toLocaleString('de-DE');}\n  function mio(m){return 'EUR '+m.toLocaleString('de-DE',{minimumFractionDigits:m%1===0?0:1,maximumFractionDigits:1})+' Mio.';}\n  function g(id){return document.getElementById(id);}\n  function setHidden(cls,fid,val){\n    var el=document.querySelector('.'+cls+' input')||document.querySelector('input[name=\"input_'+fid+'\"]')||document.querySelector('input.'+cls);\n    if(el){el.value=val;}\n  }\n  function mrSync(){\n    var sel=g('mr-industry'); if(!sel){return;}\n    setHidden('calc-industry',32,sel.options[sel.selectedIndex].text);\n    setHidden('calc-revenue',33,g('mr-rev-d').textContent);\n    setHidden('calc-fx-quote',34,g('mr-fxq-d').textContent);\n    setHidden('calc-cost-bank',35,g('mr-hb').textContent);\n    setHidden('calc-cost-amnis',36,g('mr-am').textContent);\n    setHidden('calc-savings',37,g('mr-saving').textContent);\n  }\n  function calc(){\n    var revMio=parseFloat(g('mr-rev').value), fxq=parseFloat(g('mr-fxq').value), neur=parseFloat(g('mr-neur').value);\n    var vol=revMio*1e6*(fxq\/100)*(neur\/100);\n    g('mr-rev-d').textContent=mio(revMio);\n    g('mr-fxq-d').textContent=fxq+' %';\n    g('mr-neur-d').textContent=neur+' %';\n    g('mr-hb').textContent=eur(vol*HB);\n    g('mr-am').textContent=eur(vol*AM);\n    g('mr-saving').textContent=eur(vol*HB-vol*AM);\n    var d=ind[g('mr-industry').value], lift=g('mr-lift');\n    if(d.lift!==null){lift.textContent='Typischer Margin-Lift in Ihrer Branche: +'+d.lift.toFixed(1).replace('.',',')+' %';lift.style.display='inline-block';}\n    else{lift.style.display='none';}\n    mrSync();\n  }\n  g('mr-industry').addEventListener('change',function(e){var d=ind[e.target.value];g('mr-rev').value=d.rev;g('mr-fxq').value=d.fxq;g('mr-neur').value=d.neur;calc();});\n  g('mr-rev').addEventListener('input',calc); g('mr-fxq').addEventListener('input',calc); g('mr-neur').addEventListener('input',calc);\n  calc();\n  if(document.readyState==='loading'){document.addEventListener('DOMContentLoaded',mrSync);}else{mrSync();}\n  if(window.jQuery){jQuery(document).on('gform_post_render',mrSync);}\n})();\n<\/script>\n\n\n\n<div id=\"mr-form\"><\/div>\n\n\n\n<style>\n.mrr{background:#0b2c5c;padding:72px 0;}\n.mrr-wrap{max-width:1140px;margin:0 auto;padding:0 24px;}\n.mrr-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}\n.mrr-eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#9aa0ff;margin-bottom:14px;}\n.mrr-h{font-size:clamp(1.6rem,2.6vw,2.25rem);font-weight:800;line-height:1.2;color:#fff;letter-spacing:-.5px;margin:0 0 28px;}\n.mrr-steps{list-style:none;margin:0 0 28px;padding:0;display:flex;flex-direction:column;gap:18px;}\n.mrr-steps li{display:flex;gap:16px;align-items:flex-start;color:#e7e8f2;font-size:1.08rem;line-height:1.5;}\n.mrr-num{flex:0 0 34px;width:34px;height:34px;border-radius:50%;background:var(--amnis-blue);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:1rem;}\n.mrr-steps strong{color:#fff;font-weight:700;}\n.mrr-code{display:flex;align-items:center;gap:16px;background:rgba(255,255,255,.06);border:1px dashed rgba(255,255,255,.35);border-radius:12px;padding:16px 20px;margin:0 0 28px;}\n.mrr-code-label{font-size:.78rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#9aa0ff;}\n.mrr-code-val{font-family:ui-monospace,Menlo,Consolas,monospace;font-size:1.5rem;font-weight:800;letter-spacing:2px;color:#fff;}\n.mrr-cta{display:inline-block;background:var(--amnis-blue);color:#fff;padding:15px 34px;border-radius:4px;text-decoration:none;font-weight:700;transition:transform .2s ease,box-shadow .2s ease;}\n.mrr-cta:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(51,51,255,.4);color:#fff;}\n.mrr-right{display:flex;flex-direction:column;gap:12px;}\n.mrr-gif{width:100%;height:auto;border-radius:16px;box-shadow:0 24px 60px rgba(0,0,0,.45);display:block;}\n.mrr-cap{font-size:.9rem;color:#b9bccd;margin:0;text-align:center;}\n@media(max-width:860px){.mrr-grid{grid-template-columns:1fr;gap:36px;}.mrr-right{order:-1;}}\n<\/style>\n<section class=\"mrr\" id=\"mr-redeem\">\n  <div class=\"mrr-wrap\">\n    <div class=\"mrr-grid\">\n      <div class=\"mrr-left\">\n        <span class=\"mrr-eyebrow\">Ihre drei Gratismonate<\/span>\n        <h2 class=\"mrr-h\">So l\u00f6sen Sie Ihre drei Gratismonate ein<\/h2>\n        <ol class=\"mrr-steps\">\n          <li><span class=\"mrr-num\">1<\/span><div><strong>Onboarding abschlie\u00dfen.<\/strong><\/div><\/li>\n          <li><span class=\"mrr-num\">2<\/span><div><strong>Promo-Code in der App eingeben<\/strong>, um Ihre drei Gratismonate zu aktivieren.<\/div><\/li>\n        <\/ol>\n        <div class=\"mrr-code\">\n          <span class=\"mrr-code-label\">Promo-Code<\/span>\n          <span class=\"mrr-code-val\">AMNISINVITE3<\/span>\n        <\/div>\n        <a class=\"mrr-cta\" href=\"https:\/\/app.amnistreasury.com\/login?language=de\">Anmelden<\/a>\n      <\/div>\n      <div class=\"mrr-right\">\n        <img decoding=\"async\" class=\"mrr-gif\" src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2026\/06\/promo-amnisinvite3-deutschland.gif\" alt=\"Promo-Code AMNISINVITE3 im amnis Checkout eingeben und drei Gratismonate aktivieren\" width=\"820\" height=\"600\" loading=\"lazy\">\n        <p class=\"mrr-cap\">So geben Sie Ihren Code im Checkout der amnis App ein.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<style>\n.mr-video{background:#F5F5F7;padding:80px 0;}\n.mr-video .wrap{max-width:900px;margin:0 auto;padding:0 24px;text-align:center;}\n.mr-video h2{font-size:clamp(1.75rem,2.5vw,2rem);font-weight:800;color:#1A1A2E;font-family:inherit;letter-spacing:-.5px;margin:0 0 28px;}\n.mr-vplayer{position:relative;border-radius:20px;overflow:hidden;box-shadow:0 24px 48px rgba(15,62,130,.12);background:#1A1A2E;line-height:0;font-size:0;}\n.mr-vplayer video{display:block;width:100%;aspect-ratio:16\/10;object-fit:contain;object-position:top center;background:#1A1A2E;}\n.mr-vcap{font-size:.9rem;color:#6B6B80;font-family:inherit;margin-top:18px;}\n<\/style>\n<section class=\"mr-video\" id=\"video\" style=\"scroll-margin-top:90px;\">\n  <div class=\"wrap\">\n    <h2>Warum wir das gebaut haben.<\/h2>\n    <div class=\"mr-vplayer\">\n      <video controls playsinline preload=\"metadata\" poster=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2026\/06\/margin-relief-michael-wuest-poster.jpg\">\n        <source src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2026\/06\/hero-de-michael-wuest.mp4\" type=\"video\/mp4\">\n        Ihr Browser unterst&uuml;tzt dieses Video nicht.\n      <\/video>\n    <\/div>\n    <p class=\"mr-vcap\">Michael W&uuml;st, Gr&uuml;nder &amp; CEO amnis &middot; Z&uuml;rich, seit 2014. <em>&bdquo;Doppelt ausgequetscht. Und was wir dagegen tun.&ldquo;<\/em><\/p>\n  <\/div>\n<\/section>\n\n\n\n<style>\n.mr-proof2{background:#fff;padding:80px 0;}\n.mr-screw-icon{width:52px;height:52px;border-radius:14px;background:rgba(51,51,255,.08);display:flex;align-items:center;justify-content:center;margin-bottom:18px;}\n.mr-screw-icon img{width:28px;height:28px;display:block;}\n.mr-pull-photo{width:64px;height:64px;border-radius:50%;object-fit:cover;margin:0 auto 16px;display:block;box-shadow:0 2px 8px rgba(15,62,130,.15);}\n.mr-proof2 .mr-wrap2{max-width:1100px;margin:0 auto;padding:0 24px;}\n.mr-proof2 h2{font-size:clamp(1.75rem,2.5vw,2rem);font-weight:800;color:#1A1A2E;font-family:inherit;letter-spacing:-.5px;text-align:center;margin:0 0 12px;}\n.mr-proof2 .mr-int{font-size:1.125rem;color:#6B6B80;font-family:inherit;text-align:center;max-width:680px;margin:0 auto 44px;line-height:1.6;}\n.mr-screws{display:grid;grid-template-columns:1fr 1fr;gap:24px;}\n.mr-screw{background:#fff;border:1px solid #E8E8ED;border-radius:16px;padding:32px;box-shadow:0 1px 2px rgba(15,62,130,.06);transition:transform .25s ease,box-shadow .25s ease;}\n.mr-screw:hover{transform:translateY(-4px);box-shadow:0 10px 24px rgba(15,62,130,.10);}\n.mr-screw .tag{font-size:.78rem;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#3333FF;font-family:inherit;margin-bottom:6px;}\n.mr-screw h3{font-size:1.25rem;font-weight:800;color:#1A1A2E;font-family:inherit;margin:0 0 18px;}\n.mr-bars{display:flex;flex-direction:column;gap:12px;margin-bottom:18px;}\n.mr-bar{font-family:inherit;}\n.mr-bar .top{display:flex;justify-content:space-between;font-size:.9rem;font-weight:600;color:#1A1A2E;margin-bottom:5px;}\n.mr-bar .top .pct{font-weight:800;}\n.mr-track{height:10px;border-radius:9999px;background:#F0F1F5;overflow:hidden;}\n.mr-fill{height:100%;border-radius:9999px;}\n.mr-fill.grey{background:#C7CBD6;}\n.mr-fill.dark{background:#1A1A2E;}\n.mr-fill.blue{background:#3333FF;}\n.mr-screw .lnk{font-size:.9rem;font-family:inherit;color:#6B6B80;line-height:1.5;}\n.mr-screw .lnk a{color:#3333FF;font-weight:700;text-decoration:none;}\n.mr-screw .lnk a:hover{text-decoration:underline;}\n.mr-pull{margin:44px auto 0;max-width:760px;text-align:center;font-family:inherit;}\n.mr-pull blockquote{font-size:1.35rem;font-weight:600;font-style:italic;color:#1A1A2E;line-height:1.5;margin:0 0 10px;}\n.mr-pull .by{font-size:.9rem;color:#6B6B80;}\n.mr-src{text-align:center;font-size:.78rem;color:#9aa0b0;font-family:inherit;margin-top:22px;}\n@media(max-width:780px){.mr-screws{grid-template-columns:1fr;}}\n@media(prefers-reduced-motion:reduce){.mr-screw{transition:none;}}\n<\/style>\n<section class=\"mr-proof2\">\n  <div class=\"mr-wrap2\">\n    <h2>Die zwei Geb\u00fchren, die den deutschen Mittelstand jedes Jahr Marge kosten<\/h2>\n    <p class=\"mr-int\">Was ein Mittelst\u00e4ndler zahlt \u2014 und was ein Gro\u00dfkonzern zahlt \u2014 ist nicht dasselbe. Hinter Ihrer Zahl im Rechner stehen zwei Schrauben, an denen die Hausbank dreht.<\/p>\n    <div class=\"mr-screws\">\n      <div class=\"mr-screw\">\n        <div class=\"mr-screw-icon\"><img decoding=\"async\" src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/10\/currency_exchange-accent.svg\" alt=\"Wechselkurs\" width=\"28\" height=\"28\"><\/div><div class=\"tag\">Schraube 1 \u00b7 Der Wechselkurs<\/div>\n        <h3>Bis zu 6\u00d7 teurer als ein Gro\u00dfkonzern<\/h3>\n        <div class=\"mr-bars\">\n          <div class=\"mr-bar\"><div class=\"top\"><span>Gro\u00dfkonzern (Wholesale)<\/span><span class=\"pct\">~0,1 %<\/span><\/div><div class=\"mr-track\"><div class=\"mr-fill grey\" style=\"width:5%\"><\/div><\/div><\/div>\n          <div class=\"mr-bar\"><div class=\"top\"><span>Hausbank (Mittelstand)<\/span><span class=\"pct\">1,50 %<\/span><\/div><div class=\"mr-track\"><div class=\"mr-fill dark\" style=\"width:70%\"><\/div><\/div><\/div>\n          <div class=\"mr-bar\"><div class=\"top\"><span>amnis<\/span><span class=\"pct\">0,20 %<\/span><\/div><div class=\"mr-track\"><div class=\"mr-fill blue\" style=\"width:12%\"><\/div><\/div><\/div>\n        <\/div>\n        <p class=\"lnk\">Jede Auslandstransaktion verliert Marge im Spread. <a href=\"https:\/\/amnistreasury.com\/currency-exchange\/\">So funktioniert Devisenhandel bei amnis \u2192<\/a><\/p>\n      <\/div>\n      <div class=\"mr-screw\">\n        <div class=\"mr-screw-icon\"><img decoding=\"async\" src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/10\/card-accent.svg\" alt=\"Karte\" width=\"28\" height=\"28\"><\/div><div class=\"tag\">Schraube 2 \u00b7 Die Karte<\/div>\n        <h3>Null Prozent \u2014 auch am Wochenende<\/h3>\n        <div class=\"mr-bars\">\n          <div class=\"mr-bar\"><div class=\"top\"><span>Hausbank-Karte<\/span><span class=\"pct\">3\u20135 %<\/span><\/div><div class=\"mr-track\"><div class=\"mr-fill dark\" style=\"width:100%\"><\/div><\/div><\/div>\n          <div class=\"mr-bar\"><div class=\"top\"><span>amnis Karte<\/span><span class=\"pct\">0 %<\/span><\/div><div class=\"mr-track\"><div class=\"mr-fill blue\" style=\"width:2%\"><\/div><\/div><\/div>\n        <\/div>\n        <p class=\"lnk\">Auf jede Auslandskarte kommt eine zweite Geb\u00fchr obendrauf. <a href=\"https:\/\/amnistreasury.com\/business-debit-card\/\">Die amnis Business-Debitkarte \u2192<\/a><\/p>\n      <\/div>\n    <\/div>\n    <div class=\"mr-pull\"><img decoding=\"async\" class=\"mr-pull-photo\" src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2026\/03\/michael-wuest_no-BG-scaled.jpg\" alt=\"Michael W\u00fcst, Gr\u00fcnder und CEO amnis\">\n      <blockquote>\u201eDas ist die strukturelle Margenl\u00fccke, \u00fcber die kaum jemand spricht.\u201c<\/blockquote>\n      <div class=\"by\">\u2014 Michael W\u00fcst, Gr\u00fcnder &amp; CEO amnis<\/div>\n    <\/div>\n    <p class=\"mr-src\">Quelle: amnis FX-Modell DE 04\/2026 \u00b7 Hausbank-Durchschnitt 1,50 % FX-Spread.<\/p>\n  <\/div>\n<\/section>\n\n\n\n<style>\n.mr-method{background:#fff;padding:72px 0;}\n.mr-method .wrap{max-width:820px;margin:0 auto;padding:0 24px;}\n.mr-method h2{font-size:clamp(1.75rem,2.5vw,2rem);font-weight:800;color:#1A1A2E;font-family:inherit;letter-spacing:-.5px;margin:0 0 16px;}\n.mr-method p{font-size:1.0625rem;color:#41414f;font-family:inherit;line-height:1.7;margin:0 0 16px;}\n.mr-method p strong{color:#1A1A2E;}\n.mr-method a{color:#3333FF;font-weight:700;text-decoration:none;}\n.mr-method a:hover{text-decoration:underline;}\n<\/style>\n<section class=\"mr-method\">\n  <div class=\"wrap\">\n    <h2>So rechnen wir &mdash; transparent und nachvollziehbar<\/h2>\n    <p>Der Rechner zeigt, wie viel FX-Geb&uuml;hren sparen f&uuml;r Ihr Unternehmen konkret bedeutet. Die Logik dahinter ist einfach: Wir multiplizieren Ihren Jahresumsatz mit Ihrer FX-Quote &mdash; dem Anteil Ihres Umsatzes im Ausland &mdash; und mit dem Nicht-EUR-Anteil, also dem Teil davon, der tats&auml;chlich in Fremdw&auml;hrung abgerechnet wird. Innerhalb der Eurozone fallen keine Wechselkurskosten an, deshalb z&auml;hlt nur der Nicht-EUR-Umsatz. Auf diesen vergleichen wir die durchschnittliche Hausbank-Marge von <strong>1,50 %<\/strong> mit dem amnis-Spread von <strong>0,25 %<\/strong>. Die Differenz von <strong>1,25 Prozentpunkten<\/strong> ist Ihre j&auml;hrliche Ersparnis auf jedem Euro Nicht-EUR-Umsatz. Unser Listenpreis liegt bei <strong>0,20 %<\/strong> &mdash; im Sparmodell rechnen wir bewusst konservativer mit <strong>0,25 %<\/strong>, um Ihr Sparpotenzial nicht zu &uuml;berzeichnen. Die Kartengeb&uuml;hren von 3&ndash;5 % kommen bei vielen mittelst\u00e4ndischen Unternehmen noch obendrauf &mdash; bei amnis liegen sie bei null Prozent, auch am Wochenende.<\/p>\n    <p>Die Branchen-Richtwerte stammen aus dem <strong>amnis FX-Modell DE 04\/2026<\/strong>, das &ouml;ffentliche Insolvenz- und Umsatzdaten mit anonymisierten FX-Daten aus &uuml;ber 5.000 Mittelstands-Kundendossiers verbindet. F&uuml;r die deutsche Nettomarge existiert keine vollst&auml;ndige &ouml;ffentliche Branchenstudie; die Richtwerte f&uuml;r Maschinenbau und MEM beruhen auf VDMA-Angaben, die &uuml;brigen Margen auf dem Damodaran-Datensatz. Es handelt sich um ein internes Modell, nicht um eine unabh&auml;ngige Drittstudie &mdash; die Eingaben sind frei anpassbar, damit Sie mit Ihren eigenen Zahlen rechnen k&ouml;nnen.<\/p>\n    <p>Wollen Sie es genauer wissen? Ein <a href=\"https:\/\/amnistreasury.com\/multi-currency-business-account\/\">Multiw&auml;hrungskonto bei amnis<\/a> macht aus dem Richtwert eine echte Zahl &mdash; auf Basis Ihres tats&auml;chlichen Zahlungsverkehrs.<\/p>\n  <\/div>\n<\/section>\n\n\n\n<style>\n.mr-stats{background:#F5F5F7;padding:64px 0;}\n.mr-stats .wrap{max-width:1100px;margin:0 auto;padding:0 24px;}\n.mr-stats .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;}\n.mr-stats .num{font-size:clamp(1.8rem,3vw,2.4rem);font-weight:800;color:#3333FF;font-family:inherit;letter-spacing:-.5px;line-height:1.1;}\n.mr-stats .lab{font-size:.92rem;color:#6B6B80;font-family:inherit;margin-top:8px;line-height:1.4;}\n.mr-stats .lab a{color:#6B6B80;text-decoration:underline;text-underline-offset:2px;}\n.mr-stats .lab a:hover{color:#3333FF;}\n@media(max-width:760px){.mr-stats .grid{grid-template-columns:1fr 1fr;gap:32px 20px;}}\n<\/style>\n<section class=\"mr-stats\">\n  <div class=\"wrap\">\n    <div class=\"grid\">\n      <div><div class=\"num\">5.000+<\/div><div class=\"lab\">Mittelstandskunden<\/div><\/div>\n      <div><div class=\"num\">&euro;5&nbsp;Mrd.+<\/div><div class=\"lab\">j&auml;hrliches Volumen<\/div><\/div>\n      <div><div class=\"num\">FMA-reguliert<\/div><div class=\"lab\"><a href=\"https:\/\/www.fma-li.li\/\" target=\"_blank\" rel=\"noopener\">Finanzmarktaufsicht Liechtenstein<\/a><\/div><\/div>\n      <div><div class=\"num\">Gesch&uuml;tzt<\/div><div class=\"lab\">Kundengelder bei der Banque centrale du Luxembourg<\/div><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section  class=\"block-content-media alignfull block-color-variation--grey default-block-padding default-block-padding-modified default-block-padding-modified-from-settings default-block-padding--top-medium default-block-padding--bottom-medium layout-content-media\">\n  <div class=\"container container--default-2024\">\n    <div class=\"grid grid-cols-12 gap-between-2-cols\">\n      <div class=\"media-content__content col-span-12 flex flex-col items-center  sm:col-span-6 sm:order-0 justify-center\">\n        <div class=\"w-full\">\n                      \n                          <h2 class=\"is-style-heading-xl\">\n                Inspiriert von <strong>professioneller<\/strong> Trading Software \u2013 vereinfacht f\u00fcr den <strong>Mittelstand<\/strong>\n              <\/h2>\n            \n                          <div class=\"links-styled copy-l links-styled\"><p>Mit den amnis Features k\u00f6nnen Sie die hohen, intransparenten Geb\u00fchren der Finanzintermedi\u00e4re vermeiden. Bei amnis haben Sie beim W\u00e4hrungswechsel alles selbst in der Hand.<\/p>\n<\/div>\n            \n                      \n          <div class=\"c-button-group c-button-group--spacing-medium hidden sm:flex\">\n                          <a class=\"c-button c-button--full-width-tablet\" href=\"https:\/\/amnistreasury.com\/de\/waehrungswechsel\/\">\n                                Mehr erfahren                              <\/a>\n                                                <div>\n                          <\/div>\n                    <\/div>\n                  <\/div>\n      <\/div>\n      <div class=\"media-content__media col-span-12 flex flex-col  sm:col-span-6 justify-center\">\n        <div class=\"w-full\">\n          <img decoding=\"async\" width=\"1360\" height=\"868\" src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1.webp\" class=\"w-full rounded-lg my-0\" alt=\"\" style=\"width: 388px; margin-left: auto; margin-right: auto;\" srcset=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1.webp 1360w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-300x191.webp 300w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-1024x654.webp 1024w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-768x490.webp 768w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-720x460.webp 720w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-480x306.webp 480w, 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260w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-56x36.webp 56w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-112x71.webp 112w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-830x530.webp 830w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-880x562.webp 880w, https:\/\/amnistreasury.com\/wp-content\/uploads\/2025\/09\/Inspired-by-professional-trading-software-simplified-for-SMEs-1-586x374.webp 586w\" sizes=\"(max-width: 1360px) 100vw, 1360px\" \/>        <\/div>\n        <div class=\"c-button-group c-button-group--spacing-medium sm:hidden\">\n                      <a class=\"c-button c-button--full-width-tablet\" href=\"https:\/\/amnistreasury.com\/de\/waehrungswechsel\/\">\n                            Mehr erfahren                          <\/a>\n                            <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<style>\n.mr-media{background:#F5F5F7;padding:80px 0;}\n.mr-media .wrap{max-width:1100px;margin:0 auto;padding:0 24px;}\n.mr-media .head{text-align:center;max-width:680px;margin:0 auto 40px;}\n.mr-media h2{font-size:clamp(1.75rem,2.5vw,2rem);font-weight:800;color:#1A1A2E;font-family:inherit;letter-spacing:-.5px;margin:0 0 10px;}\n.mr-media .head p{font-size:1.125rem;color:#6B6B80;font-family:inherit;line-height:1.6;margin:0;}\n.mr-media .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;}\n.mr-cov{display:flex;flex-direction:column;gap:14px;background:#fff;border:1px solid #E8E8ED;border-radius:16px;padding:26px;text-decoration:none;box-shadow:0 1px 2px rgba(15,62,130,.06);transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s ease;}\n.mr-cov:hover{transform:translateY(-4px);box-shadow:0 10px 24px rgba(15,62,130,.10);}\n.mr-cov .top{display:flex;align-items:center;gap:10px;}\n.mr-cov .badge{font-size:.7rem;font-weight:700;letter-spacing:.5px;text-transform:uppercase;color:#3333FF;background:rgba(51,51,255,.08);border-radius:9999px;padding:4px 10px;font-family:inherit;}\n.mr-cov .pub{font-size:.95rem;font-weight:700;color:#1A1A2E;font-family:inherit;}\n.mr-cov .title{font-size:1.0625rem;font-weight:600;color:#1A1A2E;font-family:inherit;line-height:1.45;flex:1;}\n.mr-cov .foot{display:flex;justify-content:space-between;align-items:center;font-size:.85rem;color:#6B6B80;font-family:inherit;}\n.mr-cov .read{display:inline-flex;align-items:center;gap:5px;color:#3333FF;font-weight:700;}\n.mr-media .more{text-align:center;font-size:.9rem;color:#6B6B80;font-family:inherit;margin:28px 0 0;}\n@media(prefers-reduced-motion:reduce){.mr-cov{transition:none;}}\n<\/style>\n<section class=\"mr-media\">\n  <div class=\"wrap\">\n    <div class=\"head\">\n      <h2>Berichterstattung zum Thema<\/h2>\n      <p>Was die Wirtschaftspresse &uuml;ber die strukturelle Margenl&uuml;cke kleiner und mittlerer Unternehmen schreibt.<\/p>\n    <\/div>\n    <div class=\"grid\">\n      <a class=\"mr-cov\" href=\"https:\/\/market.ch\/pourquoi-les-pme-suisses-sont-systematiquement-desavantagees-par-le-taux-de-change\/\" target=\"_blank\" rel=\"noopener\">\n        <div class=\"top\"><span class=\"badge\">Artikel<\/span><span class=\"pub\">Market<\/span><\/div>\n        <div class=\"title\">Pourquoi les PME suisses sont syst&eacute;matiquement d&eacute;savantag&eacute;es par le taux de change<\/div>\n        <div class=\"foot\"><span>28. Mai 2026<\/span><span class=\"read\">Lesen &rarr;<\/span><\/div>\n      <\/a>\n      <a class=\"mr-cov\" href=\"https:\/\/www.allnews.ch\/content\/points-de-vue\/taux-de-change-et-pme-suisses-l%C3%A9cart-de-marge-structurel-dont-presque-personne\" target=\"_blank\" rel=\"noopener\">\n        <div class=\"top\"><span class=\"badge\">Artikel<\/span><span class=\"pub\">Allnews<\/span><\/div>\n        <div class=\"title\">Taux de change et PME suisses: l&rsquo;&eacute;cart de marge structurel dont presque personne ne parle<\/div>\n        <div class=\"foot\"><span>27. Mai 2026<\/span><span class=\"read\">Lesen &rarr;<\/span><\/div>\n      <\/a>\n    <\/div>\n    <p class=\"more\">Weitere Berichte folgen &middot; <a href=\"https:\/\/amnistreasury.com\/de\/pressebereich\/\" style=\"color:#3333FF;font-weight:700;text-decoration:none;\">zum Pressebereich &rarr;<\/a><\/p>\n  <\/div>\n<\/section>\n\n\n<div  class=\"bg-[#F1F5FA] alignfull default-block-padding\">\n  <div class=\"container container--default-2024\">\n\n    <div class=\"bg-[#E7ECF3] pt-10 md:pt-20 px-5 sm:px-10 md:px-20 rounded-[10px] pb-2 relative min-h-[685px] sm:min-h-[665px]\">\n\n    <div class=\"absolute hidden sm:inline-block left-0 mb-0 bottom-0 w-full h-auto\">\n      <img decoding=\"async\" src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2024\/11\/swiss-mountains.svg\" class=\"w-full h-auto rounded-b-[10px] mb-0\" alt=\"\" \/>       \n    <\/div>\n    <div class=\"sm:grid grid-cols-12 gap-5 md:gap-10 relative z-10 pb-[180px] xs:pb-[270px] sm:pb-[190px] md:pb-[230px] lg:pb-[310px]\">\n      <div class=\"col-span-5\">\n              <h4 class=\"is-style-heading-xl max-w-[465px]\">\n          \u00dcber amnis\n        <\/h4>\n            <\/div>\n      <div class=\"col-span-7\">\n        <div class=\"sm:ml-4 md:ml-10\">\n          <div class=\"copy-l p-reset\">\n            <p>amnis ist ein in der Schweiz reguliertes Finanztechnologie-Unternehmen, das Multi-W\u00e4hrungs-Konten, Zahlungen und Devisenl\u00f6sungen f\u00fcr europ\u00e4ische Unternehmen anbietet. 2015 gegr\u00fcndet und mit Hauptsitz in Z\u00fcrich, betreut amnis \u00fcber 5.000 Unternehmen in mehr als 30 europ\u00e4ischen M\u00e4rkten.<\/p>\n          <\/div>\n                  <\/div>\n        \n      <\/div>\n    <\/div>\n    <div class=\"absolute sm:hidden left-0 mb-0 bottom-0 w-full h-auto\">\n      <img decoding=\"async\" src=\"https:\/\/amnistreasury.com\/wp-content\/uploads\/2024\/11\/swiss-mountains-vertical.svg\" class=\"w-full h-auto rounded-b-[10px] mb-0\" alt=\"\" \/>    <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div  class=\"block-simple-call-to-action alignfull block-color-variation--blue default-block-padding-medium\">\n  <div>\n    <div class=\"container max-w-[1030px] text-center\">\n      <div class=\"content-wrap gap-content-l\">\n        <div class=\"content-wrap gap-content-s\">\n                      <h2 class=\"is-style-heading-xl\">\n            amnis dazuholen \u2014 Marge zur\u00fcckholen.\n            <\/h2>\n          \n                      <div class=\"copy-l p-reset\">\n              <p>Ihre Zahl steht bereits fest. Jetzt ist es Zeit, Ihr Sparpotenzial zu nutzen: nur 0,20 % FX-Marge statt 1,50 %, 0 % auf der Karte \u2013 ganz ohne Bankwechsel.<\/p>\n            <\/div>\n                  <\/div>\n\n        <div class=\"flex items-center flex-wrap gap-4 sm:gap-8 justify-center\">\n                      <div class=\"\">\n              <a class=\"c-button\" href=\"https:\/\/app.amnistreasury.com\/create-an-account?language=de\" target=\"_self\">\n                                Konto er\u00f6ffnen                              <\/a>\n            <\/div>\n          \n                      <div class=\"\">\n              <a class=\"c-button c-button--secondary\" href=\"https:\/\/amnistreasury.com\/de\/demo-call-buchen\/\" target=\"_self\">\n                                Demo &amp; pers\u00f6nliche Beratung buchen                              <\/a>\n            <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Margin Relief \u00b7 f\u00fcr den deutschen Mittelstand Wo verlieren Sie aktuell am meisten Marge?Berechnen Sie Ihre j\u00e4hrliche Ersparnis. Der deutsche Mittelstand verliert auf jedem Euro Nicht-EUR-Umsatz rund 1,25 % an unn\u00f6tigen FX-Geb\u00fchren. Berechnen Sie jetzt, wie viel Sie mit amnis sparen k\u00f6nnen \u2013 ohne Bankwechsel und mit drei Monaten auf uns. 3 Monate sichern Ihre [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","rank_math_focus_keyword":"margin relief einl\u00f6sen"},"class_list":["post-87906","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/pages\/87906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/comments?post=87906"}],"version-history":[{"count":2,"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/pages\/87906\/revisions"}],"predecessor-version":[{"id":88984,"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/pages\/87906\/revisions\/88984"}],"wp:attachment":[{"href":"https:\/\/amnistreasury.com\/de\/wp-json\/wp\/v2\/media?parent=87906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}