{"id":83994,"date":"2026-03-09T14:43:25","date_gmt":"2026-03-09T14:43:25","guid":{"rendered":"https:\/\/amnistreasury.com\/?post_type=case_study&p=83994"},"modified":"2026-03-09T14:43:27","modified_gmt":"2026-03-09T14:43:27","slug":"charterama","status":"publish","type":"case_study","link":"https:\/\/amnistreasury.com\/cs\/pripadove-studie\/charterama\/","title":{"rendered":"Charterama"},"content":{"rendered":"
\n
\n
\n
\n
\n

\n Informace o spole\u010dnosti <\/h2>\n <\/div>\n
\n
\n Spole\u010dnos<\/strong>: <\/span>\n Charterama\n<\/span>\n <\/div>\n
\n Odv\u011btv\u00ed<\/strong>: <\/span>\n Poji\u0161\u0165ovnictv\u00ed\n<\/span>\n <\/div>\n
\n Po\u010det zam\u011bstnanc\u016f<\/strong>: <\/span>\n 4\n<\/span>\n <\/div>\n
\n Z\u00e1kazn\u00edk od<\/strong>: <\/span>\n 2022\n<\/span>\n <\/div>\n
\n Glob\u00e1ln\u00ed \u010dinnost<\/strong>: <\/span>\n Afrika, Asie, Austr\u00e1lie, Evropa\n<\/span>\n <\/div>\n <\/div>\n \n <\/div>\n
\n
\n

\n V\u011bd\u011bli jste to? <\/h2>\n <\/div>\n
\n \n \n \n <\/svg>\n Charterama zpracov\u00e1v\u00e1 tis\u00edce mezin\u00e1rodn\u00edch plateb ro\u010dn\u011b \u2013 s 90 % p\u0159\u00edchoz\u00edch plateb v USD a v\u00fdplatami nap\u0159\u00ed\u010d \u010dty\u0159mi kontinenty. <\/div>\n
\n \n \n \n <\/svg>\n S amnis vyu\u017e\u00edv\u00e1 spole\u010dnost m\u00edstn\u00ed platebn\u00ed syst\u00e9my m\u00edsto SWIFT plateb, a t\u00edm sni\u017euje n\u00e1klady na mezin\u00e1rodn\u00ed transakce o v\u00edce ne\u017e 50 %. <\/div>\n
\n \n \n \n <\/svg>\n D\u00edky integraci s Exact Online se 100 % plateb, devizov\u00fdch operac\u00ed a v\u00fddaj\u016f p\u0159es kartu automaticky synchronizuje \u2013 nen\u00ed tedy pot\u0159eba v\u00e9st \u00fa\u010detnictv\u00ed manu\u00e1ln\u011b. <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n

Glob\u00e1ln\u00ed expert\u00edza v oblasti poji\u0161\u0165ovnictv\u00ed se zam\u011b\u0159en\u00edm na specifick\u00e9 oblasti<\/h2>\n\n\n\n

Charterama se s\u00eddlem v Rotterdamu je poskytovatel poji\u0161t\u011bn\u00ed se specializac\u00ed na kryt\u00ed odpov\u011bdnosti n\u00e1jemc\u016f v mezin\u00e1rodn\u00ed n\u00e1mo\u0159n\u00ed p\u0159eprav\u011b. Spole\u010dnost m\u00e1 asi 25 zam\u011bstnanc\u016f a kancel\u00e1\u0159e v Pa\u0159\u00ed\u017ei a Hongkongu. P\u016fsob\u00ed po cel\u00e9m sv\u011bt\u011b a zauj\u00edm\u00e1 vedouc\u00ed pozici ve sv\u00e9m specifick\u00e9m oboru, v n\u011bm\u017e poskytuje poji\u0161t\u011bn\u00ed klient\u016fm z oblasti velkoobjemov\u00e9 n\u00e1mo\u0159n\u00ed p\u0159epravy s dynamick\u00fdmi finan\u010dn\u00edmi po\u017eadavky.<\/p>\n\n\n

\n
\n\n
\n
\n

\n V\u00fdzva <\/h2>\n \n
\n

\n Vysok\u00e9 devizov\u00e9 n\u00e1klady, nepru\u017en\u00e9 bankovnictv\u00ed a provozn\u00ed neefiktivita <\/h2>\n \n

Charterama zpracov\u00e1v\u00e1 tis\u00edce mezin\u00e1rodn\u00edch transakc\u00ed ro\u010dn\u011b. V\u011bt\u0161inu p\u0159\u00edchoz\u00edch plateb p\u0159ij\u00edm\u00e1 v USD, zat\u00edmco odchoz\u00ed platby prob\u00edhaj\u00ed v des\u00edtk\u00e1ch sv\u011btov\u00fdch m\u011bn. To v minulosti zvy\u0161ovalo n\u00e1klady a problematizovalo efektivitu.<\/p>\n

M\u00edstn\u00ed nizozemsk\u00e1 banka nab\u00edzela jen omezen\u00e9 mo\u017enosti a \u017e\u00e1dn\u00e9 \u00faro\u010den\u00ed velk\u00fdch z\u016fstatk\u016f v USD, a to i p\u0159es zna\u010dn\u00e9 cash flow spole\u010dnosti ve v\u00fd\u0161i n\u011bkolika milion\u016f eur. P\u0159eshrani\u010dn\u00ed platby SWIFT s poplatky ve v\u00fd\u0161i 5\u201325 EUR za transakci bez ohledu na v\u00fd\u0161i platby d\u00e1le tla\u010dily na pot\u0159ebu zm\u011bny. S tis\u00edci takov\u00fdch transakc\u00ed ro\u010dn\u011b byly kumulativn\u00ed n\u00e1klady enormn\u00ed.<\/p>\n

Dal\u0161\u00edm probl\u00e9mem byly firemn\u00ed karty. M\u011bly pevn\u00e9 limity, neumo\u017e\u0148ovaly okam\u017eit\u00e9 dopln\u011bn\u00ed hotovosti a podpora byla pomal\u00e1. Kv\u016fli tomu se v\u016fbec nehodily k \u010dast\u00e9mu cestov\u00e1n\u00ed do zahrani\u010d\u00ed. Finan\u010dn\u00ed \u0159editel Lucien Lesuis dokonce jednou nebyl schopen odemknout sv\u016fj hotelov\u00fd pokoj ve Vancouveru kv\u016fli vy\u010derpan\u00e9mu limitu karty\u00a0 \u2013 a nemohl probl\u00e9m kv\u016fli zpo\u017ed\u011bn\u00edm v \u010dasov\u00fdch p\u00e1smech a z\u00e1vislosti na bance okam\u017eit\u011b vy\u0159e\u0161it.<\/p>\n

Tradi\u010dn\u00ed bankovn\u00ed n\u00e1stroje u\u017e nedok\u00e1zaly dr\u017eet krok s glob\u00e1ln\u00ed realitou spole\u010dnosti Charterama.<\/p>\n<\/div>\n <\/div>\n <\/div>\n

\n
\n \"\" <\/div>\n \n
\n \"\" <\/div>\n <\/div>\n <\/div>\n\n <\/div>\n<\/div>\n\n
\n
\n
\n \n \n <\/svg>\n\n
\n

Jako mezin\u00e1rodn\u00ed poskytovatel poji\u0161t\u011bn\u00ed v n\u00e1mo\u0159n\u00ed p\u0159eprav\u011b jsme z\u00e1visl\u00ed na bezprobl\u00e9mov\u00fdch glob\u00e1ln\u00edch transakc\u00edch v r\u016fzn\u00fdch m\u011bn\u00e1ch. amnis poskytuje finan\u010dn\u00ed infrastrukturu, kter\u00e1 n\u00e1m umo\u017e\u0148uje efektivn\u011b fungovat a s jistotou r\u016fst v mezin\u00e1rodn\u00edm m\u011b\u0159\u00edtku.<\/p>\n <\/div>\n \n

\n Lucien Lesuis <\/div>\n \n CFO <\/div>\n <\/div>\n<\/div>\n\n
\n
\n\n
\n
\n

\n \u0158e\u0161en\u00ed <\/h2>\n \n
\n

\n Modern\u00ed a transparentn\u00ed glob\u00e1ln\u00ed finance s amnis <\/h2>\n \n

Za\u010d\u00e1tkem roku 2025 se Charterama rozhodla p\u0159ej\u00edt k amnis. D\u016fle\u017eitou roli sehr\u00e1l prvn\u00ed kontakt s Larsem de Zeeuwem, mana\u017eerem amnis pro Benelux, proto\u017ee p\u0159i osobn\u00edm setk\u00e1n\u00ed se hned od za\u010d\u00e1tku projevila vz\u00e1jemn\u00e1 d\u016fv\u011bra. V\u00fdsledn\u00e9 rozhodnut\u00ed se op\u00edralo o jasn\u00e9 v\u00fdhody: v\u00fdrazn\u011b ni\u017e\u0161\u00ed transak\u010dn\u00ed n\u00e1klady, transparentn\u00ed oce\u0148ov\u00e1n\u00ed deviz, flexibiln\u00ed debetn\u00ed karty a bezprobl\u00e9movou spr\u00e1vu glob\u00e1ln\u00edch plateb.<\/p>\n

Kdy\u017e Charterama pot\u0159ebovala integraci se sv\u00fdm \u00fa\u010detn\u00edm syst\u00e9mem, zajistila spole\u010dnost amnis rychlou a strukturovanou implementaci spole\u010dn\u011b se sv\u00fdm integra\u010dn\u00edm partnerem BrainStax. V\u00fdsledkem byl bezprobl\u00e9mov\u00fd p\u0159echod bez naru\u0161en\u00ed ka\u017edodenn\u00edho provozu. Eliminovala se t\u00edm pot\u0159eba manu\u00e1ln\u00edho zad\u00e1v\u00e1n\u00ed tis\u00edc\u016f transakc\u00ed ro\u010dn\u011b a v\u00fdrazn\u011b se zkr\u00e1til \u010das str\u00e1ven\u00fd p\u0159edb\u011b\u017en\u00fdm \u00fa\u010detnictv\u00edm.<\/p>\n