4.7 Rating Trustpilot

Global banking.
Effortless finances.

Open business accounts worldwide and handle payments, FX, and team spending in one place – with smart automations and seamless accounting built in.

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4,000+ companies choose amnis for efficient global customer and supplier payments.

Swiss innovation for modern finance teams

Experience the ease of managing your global payments and finances through one integrated tool. Bank-level security at a fraction of the cost

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PAY

Accelerated, cost-effective international payments

Recurring and bulk payments for time and cost savings

Process one-time and recurring payments via local and cross-border payment rails at minimum cost, ensuring suppliers receive their full due amounts. Enjoy the added convenience of our multipay and file upload features, simplifying and accelerating mass payments.

Real-time payment tracking

Easily track the status and expected arrival time of your payments, similar to tracking parcels, and keep beneficiaries informed through our automated tracking system and public payment tracking links.

Discover PAY Multipay
COLLECT

Global business account in 20+ currencies

Local EUR, CHF, GBP, USD and CAD accounts within seconds

In a few clicks, set up virtual, domestic accounts under your company’s name for local payment collections in Europe, Switzerland, UK, USA and Canada and say goodbye to tedious paperwork! Manage foreign currency funds like a local, ensuring unparalleled payment convenience for your business partners.

Multi-currency IBAN for 20+ currencies

One account, multiple currencies: simplify cross-border money transfers (SWIFT) with a multi-currency IBAN in your company’s name. Effortlessly manage 20+ currencies through a single multi-currency account, streamlining account management while reducing administrative efforts.

Discover COLLECT Balance Cashback
EXCHANGE

Flat-rate, self-service currency trading

24/7 currency exchange made easy for you

On your terms: Execute spot, forward, and limit order transactions anytime through our user-friendly self-service tool, ensuring complete control with transparent processes and flat rates. Access exceptional local support if needed.

Your cash management on autopilot

Managing cash in multiple currencies is now as easy as managing your email inbox: Just like setting rules to forward or categorize emails helps save time, automating your fx transactions with amnis allows you to streamline your financial workflows with ease.

Discover EXCHANGE Automations
CARDS

Your team’s multi-currency debit cards at 0% fees

Instant cards, smartly managed

Instantly issue physical and virtual multi-currency cards for your employees online. Set customized limits, assign cards to teams, and monitor budgets with ease and on the go with our mobile app.

Streamlined expense capturing

Easily tag and assign card transactions to projects or departments for comprehensive reports. Simplify expense management and bookkeeping by uploading receipts and importing transaction files into your accounting system.

Discover CARDS Corporate card program

Take control of expenses anywhere, anytime

Our mobile app empowers you with real-time control over your team’s spending. Manage debit card transactions, upload receipts, and adjust settings with just a few taps. Download the amnis mobile app now for smart expense management on the go. Plus: Add your card to Apple Wallet or Google Wallet for fast, secure, and contactless payments – online, in apps, and in stores worldwide.

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Amnis app

Cost savings calculator

See how much amnis can save you

Enter your business data below to calculate your savings

If not applicable, leave the field empty or enter 0.

Estimated CHF savings per Year

CHF 0
FX
CHF 0
FX

Save money with top-tier FX rates – only 0.4% margin in the Launch package and 0.2% in the Professional package

Card & Expenses
CHF 0
Card & Expenses

Avoid hidden fees with 0% FX on every card payment (vs. 3–4% elsewhere)

Payments
CHF 0
Payments

Cut costly SWIFT fees by sending and receiving local payments instead

Estimated time savings in hours per Year

0
FX
–
Card & Expenses
0 hs
Card & Expenses

Save hours by capturing expenses directly in amnis with automatic pre-accounting – no manual prep needed

Payments
0 hs
Payments

Speed up approvals and payment creation with invoice data auto-filled in amnis

Get your test account in 30 seconds.
Activate any time.

Test our international money transfer platform with a demo account. See how it works and explore the different features.

Demo account in 30 seconds
Free and completely non-binding
Digital express onboarding to activate your business account in 48 hours
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What our customers say about amnis

Get to know our customers from various industries and read about their stories and experiences with amnis.

We bridge the gap between local and global banking

A seamless extension to your local bank for your global business – the ideal add-on account to meet your international payment needs.

Local Banks
amnis
Payment platforms
Digital account opening
Individual local IBAN accounts
Instant cards with expense capturing
Free money transfers
Smart payment tracking
Self-service flat-rate currency exchange
Cash management automations
No minimum transaction volume
Dedicated to SMEs
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Your account’s security is our priority

Safeguarded
client funds
EEA deposit
insurance
VQF
supervised
FMA
supervised
Multi-factor
authentication
More details

Navigating international banking: Tips & updates

Freelancer working on a laptop in a home office environment with headphones and notebook on the table.
International payments 4 min read

Top Qonto alternatives in 2026

Qonto is a popular European financial platform for freelancers, startups and SMEs. While Qonto offers integrated banking, invoicing, and bookkeeping features, many cross-border businesses are actively searching for a Qonto alternative for solutions, which actively cater to international banking needs.

Elena Tankovski

See how it works

You’d like to test our international payment platform before opening a business account?
It only takes 30 seconds to get a demo account!

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Any questions?

We’ve got you covered. Learn all about the amnis WebApp in our FAQ.

Answers to FAQ

Check out the pricing

Check our plans to find the package that fits your needs.

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